Obligation Erste Bank 2% ( AT0000A17CH0 ) en EUR

Erste Bank

100 % ⇌

Autriche

AT0000A17CH0 ( en EUR )

2% par an ( paiement annuel )

30/04/2021 - Obligation échue

Prospectus brochure de l'obligation Erste Group AT0000A17CH0 en EUR 2%, échue

100 000 EUR

2 000 000 EUR

Erste Group est une société financière autrichienne offrant des services bancaires de détail, de gros et d'investissement dans plusieurs pays d'Europe centrale et orientale.

L'Obligation émise par Erste Bank ( Autriche ) , en EUR, avec le code ISIN AT0000A17CH0, paye un coupon de 2% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 30/04/2021

28.04.2014
Final Terms5
Erste Group Fix-To-Float Anleihe 2014-2021 (the Notes)
issued pursuant to the
30,000,000,000 Debt Issuance Programme
of
Erste Group Bank AG
Initial Issue Price: 100.00 per cent.
Issue Date: 30.04.20146
Series No.: 1307
Tranche No.: 1
____________________________________
5
In the following, Notes with a Specified Denomination of at least Euro 100,000 (or its foreign currency equivalent) will be referred to
as "Wholesale Notes". In the following, Notes with a Specified Denomination of less than Euro 100,000 (or its foreign currency
equivalent) will be referred to as "Retail Notes". In the following, Notes with a fixed interest rate, Notes with a floating interest rate
and Notes which commence with a fixed interest rate wich is superseded by either a floating interest rate or another fixed interest
rate will together be referred to as "Notes with periodic interest payments".
6
The Issue Date is the date of issue and payment of the Notes. In the case of free delivery, the Issue Date is the delivery date.

IMPORTANT NOTICE
These Final Terms have been prepared for the purpose of Article 5 (4) of the Directive 2003/71/EC of the
European Parliament and of the Council of 4 November 2003, as amended by Directive 2010/73/EU of the
European Parliament and of the Council of 24 November 2010 and must be read in conjunction with the
Debt Issuance Programme Prospectus pertaining to the 30,000,000,000 Debt Issuance Programme (the
"Programme") of Erste Group Bank AG (the "Issuer"), dated 08.07.2013 (the "Prospectus") and the
supplements to the Prospectus dated 12.08.2013, 18.12.2013, 13.02.2014 and 02.04.2014. The Prospectus
and any supplements thereto are available for viewing in electronic form on the website of the Issuer
(www.erstegroup.com) and copies of the Prospectus and any supplement thereto may be optained free of
charge during normal business hours at the registered office of the Issuer (Erste Group Bank AG, Graben
21, A 1010, Vienna, Austria). Full information on the Issuer and the Notes is only available on the basis of
the combination of the Prospectus, any supplements thereto and these Final Terms.
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PART A. - TERMS AND CONDITIONS
This Part A. of the Final Terms shall be read in conjunction with the set of Terms and Conditions that
applies to Notes which commence with a fixed interest rate which is superseded by either a floating interest
rate or another fixed interest rate (the "Terms and Conditions ") and that is set forth in the Prospectus as
Option III. Capitalised terms not otherwise defined in these Final Terms shall have the meanings specified in
the Terms and Conditions when used in these Final Terms.
All references in this Part A. of the Final Terms to sections and paragraphs are to sections and paragraphs
of the Terms and Conditions.
All provisions in the Terms and Conditions to which items in these Final Terms correspond, which are either
not selected or completed or which are deleted, shall be deemed to have been deleted from the terms and
conditions applicable to the Notes (the "Conditions").
CURRENCY, DENOMINATION, FORM, CERTAIN DEFINITIONS (§ 1)
Notes / mortgage Pfandbriefe / public Pfandbriefe / covered bonds
Notes
mortgage Pfandbriefe
public Pfandbriefe
covered bonds
Currency and Denomination
Specified Currency
Euro (EUR)
Aggregate Principal Amount
up to EUR 50,000,000
Notes offered and issued as tap issues
Aggregate Principal Amount in words
fifty million
Specified Denomination
EUR 100,000
Global Note
Permanent Global Note
Temporary Global Note exchangeable for Permanent Global
Note
Form of the Global Note
Domestic Note in form of a classical global note (CGN)
International Note
Classical Global Note (CGN)
New Global Note (NGN)
Clearing System
Oesterreichische Kontrollbank Aktiengesellschaft
Clearstream Banking, société anonyme, Luxembourg and
Euroclear Bank SA/NV
Other
Custody of the Global Note
Global Note in NGN form to be kept in custody by the common
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safekeeper on behalf of the ICSDs
Global Note in CGN form to be kept in custody by the common
depositary on behalf of the ICSDs
Business Day
TARGET
Relevant Financial Centres
STATUS (§ 2)
Senior Notes
Subordinated
INTEREST (§ 3)
Fixed to Fixed and Fixed to Floating Rate Notes (Option III)
Fixed Interest
Interest Commencement Date
30.04.2014
Interest Rate Change Date
30.04.2015
First Rate of Interest
2.00 per cent. per annum
Short or long first Interest Period
Not applicable
Regular fixed interest payments
Quarterly
Fixed Interest Payment Dates
31.07., 31.10., 31.01. and
30.04. in each year
First Fixed Interest Payment Date
31.07.2014
Last Fixed Interest Payment Date
30.04.2015
Fixed Day Count Fraction
Actual/Actual (ICMA)
Determination Dates
Actual/Actual (ISDA) or (Actual/365)
Actual/365 (Fixed)
Actual/360
30/360 or 360/360 or Bond Basis
30E/360 or Eurobond Basis
Fixed to Fixed Rate Notes
Second Rate of Interest
Reference Rate
Margin
plus
per cent. per annum
minus
per cent. per annum
Factor
Term of the Reference Rate
Time of the Screen Page Determination
Determination Day
Business Day
Business Day as defined in § 1
TARGET
Relevant Financial Centre
Screen page
Fall-back provision (§ 3(2a))
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Time for request of the mid-market swap rate
Reference Interest Rate for the floating leg of the
interest rate swap transaction
Screen Page for Reference Interest Rate
Reference Banks
Fixed to Floating Rate Notes
Variable Interest
Variable Interest Payment Dates
Specified Variable Interest Payment Dates
31.07., 31.10., 31.01. and
30.04. in each year
First Variable Interest Payment Date
31.07.2015
Notes the Variable Rate of Interest of which is linked to a Reference Interest Rate
Reference Interest Rate
3-months-EURIBOR
invariable Margin
plus
per cent. per annum
minus
per cent. per annum
variable Margin
Interest Periods and Margins
from, and
to, but excluding,
including,
Factor
Time of the Screen Page Determination
11:00 a.m. (Brussels time)
Determination Day
Second Business Day of the
relevant Variable Interest
Period
Business Day
Business Day as defined in § 1
TARGET
Relevant Financial Centre
Screen page
EURIBOR01
Fall-back provision (§ 3(2b))
Time for the quotes of the Reference Banks
11:00 a.m. (Brussels time)
Reference Banks
four major banks in the
interbank market of the
Euro-zone or in the London
interbank market
Notes the Variable Rate of Interest of which is linked to a Reference Rate
Reference Rate
invariable Margin
plus
minus
variable Margin
Interest Periods and
from, and
to, but excluding,
Margins
including,
Factor
Relevant Term of the Reference Rate
Time of the Screen Page Determination
Determination Day
Business Day
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Business Day as defined in § 1
TARGET
Relevant Financial Centre
Screen page
Fall-back provision (§ 3(2b))
Time for request of the mid-market swap rate
Reference Interest Rate for the floating leg of the
interest rate swap transaction
Screen Page for Reference Interest Rate
Reference Banks
Minimum and Maximum Rate of Interest
Minimum Rate of Interest
1.65 per cent. per annum
Memory Floater
Maximum Rate of Interest
4.00 per cent. per annum
Variable Day Count Fraction
Actual/Actual (ICMA)
Determination Dates
Actual/Actual (ISDA) or (Actual/365)
Actual/365 (Fixed)
Actual/360
30/360 or 360/360 or Bond Basis
30E/360 or Eurobond Basis
PAYMENTS (§ 4)
Manner of Payment
Fixed Payment Business Day
Modified Following Business Day Convention
Following Business Day Convention
Preceding Business Day Convention
Relevant Financial Centre
Business Day as defined in § 1
Adjustment of Amount of Interest
Adjusted
Unadjusted
Variable Payment Business Day
Modified Following Business Day Convention
Following Business Day Convention
Preceding Business Day Convention
Relevant Financial Centre
Business Day as defined in § 1
Adjustment of Amount of Interest
Adjusted
Unadjusted
REDEMPTION (§ 5)
Redemption at Maturity
Maturity Date
30.04.2021
Redemption Price
100.00 per cent.
Early Redemption for Reasons of Taxation
Yes
Minimum Notice Period
30 Business Days
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Maximum Notice Period
90 Business Days
Early Redemption for Regulatory Reasons
Not applicable
Minimum Notice Period
Maximum Notice Period
Early Redemption at the Option of the Issuer
No
Partial Redemption
Call Redemption Date(s)
Call Redemption Price(s)
0.00 per cent.
Minimum Notice Period
Maximum Notice Period
Early Redemption at the Option of a Holder
No
Put Redemption Date(s)
Put Redemption Price(s)
0.00 per cent.
Minimum Notice Period
Maximum Notice Period
Early Redemption Amount
Notes with periodic interest payments
Final Redemption Amount
100.00 per cent.
Other Redemption Amount
Notes without periodic interest payments
Issue Date
Issue Price
Issue Yield
FISCAL AGENT, PAYING AGENT AND CALCULATION AGENT (§ 6)
Fiscal Agent and Principal Paying Agent
BNP Paribas Securities Services, Luxembourg Branch
Erste Group Bank AG
Other
Additional or another Paying Agent and its specified office
Calculation Agent and its specified office
Erste Group Bank AG
MEETING OF HOLDERS, MODIFICATIONS AND WAIVER (§ 12)
Applicable
Not applicable
Appointment of a Joint Representative of the Holders
by majority resolution of the Holders
in the Conditions
APPLICABLE LAW, PLACE OF JURISDICTION AND ENFORCEMENT (§ 13)
Governing Law
German law
Austrian law
LANGUAGE OF THE CONDITIONS (§ 14)
German
English
German and English (German language binding)
German and English (English language binding)
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PART B - OTHER INFORMATION
ESSENTIAL INFORMATION
Interests of Natural and Legal Persons Involved in the Issue or the Offering
Save for the commercial interests of the Managers so far as the Issuer is aware, no
person involved in the issue or offering of the Notes has an interest material to the issue
or the offering.
Other Interests
Reasons for the Offer and use of Proceeds30
Not applicable
Estimated Net Proceeds31
Not applicable
Estimated Total Expenses of the Issue
Not applicable
INFORMATION CONCERNING THE SECURITIES TO BE OFFERED OR ADDMITTED TO
TRADING
Security Codes
ISIN
AT0000A17CH0
Common Code
German Security Code
EB0D9X
Any Other Security Code
Information about the past and future performance of the
underlying and its volatility
Details information about the past and future performance of the Reference Interest Rate can
be obtained from Screen Page Reuters EURIBOR01.
Issue Yield
Not applicable
Representation of debt security holders including an Not applicable
identification of the organisation representing the
investors and provisions applying to such
representation. Indication of where the public may have
access to the contracts relating to these forms of
representation
Resolutions, authorisations and approvals by virtue of According to Overall Planning
which the Notes will be created and/or issued
Approval of Management Board
dated 26 November 2013 and
Supervisory Board dated 19
December 2013
TERMS AND CONDITIONS OF THE OFFER
Conditions, Offer Statistics, Expected Timetable and Action Required to Apply for the Offer
Conditions, to which the offer is subject
Not applicable
Total amount of the issue/offer; if the amount is not Not applicable
fixed, description of the arrangements and time for
announcing to the public the definitive amount of the
____________________________________________________
30 See the section entitled "Use of Proceeds" in the Prospectus. If the net proceeds shall not be applied for general funding purposes
of the Issuer or in case of Subordinated Notes, to strengthen the equity capital base, insert those reasons. Not to be completed in
case of Wholesale Notes.
31 If proceeds are intended to be used for more than one principal use, these must be broken down and illustrated clearly according to
their priority by their uses.
- 8 -

offer
The time period, including any possible amendments, Not applicable
during which the offer will be open and description of the
application process
A description of the possibility to reduce subscriptions Not applicable
and the manner for refunding excess amount paid by
applicants
Details of the minimum and/or maximum amount of Not applicable
application (whether in number of securities or
aggregate amount to invest)
Method and time limits for paying up the securities and Not applicable
for delivery of the securities
A full description of the manner and date in which results Not applicable
of the offer are to be made public
The procedure for the exercise of any right of pre- Not applicable
emption, the negotiability of subscription rights and the
treatment of subscription rights not exercised
Plan of Distribution and Allotment
If the offer is being made simultaneously in the markets Not applicable
of two or more countries and if a tranche has been or is
being reserved for certain of these, indicate any such
tranche.
Process for notification to applicants of the amount Not applicable
allotted and the indication whether dealing may begin
before notification is made.
Pricing
An indication of the expected price at which the Not applicable
securities will be offered or the method of determining
the price and the process for its disclosure.
Indicate the amount of any expenses and taxes Not applicable
specifically charged to the subscriber or purchaser.
PLACING AND UNDERWRITING
Name and address of the co-ordinator(s) of the global Not applicable
offer and of single parts of the offer and, to the extent
known to the Issuer or the offeror, or the placers in the
various countries where the offer takes place.
Method of Distribution
Non-Syndicated
Syndicated
Subscription Agreement
Date of Subscription Agreement
Not applicable
General Features of the Subscription Agreement
Not applicable
Details with Regard to the Manager(s)
Manager(s)
Not applicable
- 9 -

Firm Commitment
Without Firm Commitment
Stabilising Manager
Not applicable
Commissions, Concessions, Estimated Total Expenses and Estimated Net Proceeds
Management and Underwriting Commission
Selling Concession
Other
Total Commission and Concession
LISTING ADMISSION(s) TO TRADING AND DEALING ARRANGEMENTS
Listing(s)
Yes
Frankfurt am Main
Regulated Market
Open Market
Regulated Market "Bourse de Luxembourg"
Stuttgart
Regulated Market
Open Market
SIX Swiss Exchange
Vienna
Official Market
Second Regulated Market
Other Stock Exchange
Date of Admission(s)
on or around the Issue Date (as
defined above)
Estimate of the total expenses related to the admission up to EUR 3,300
to trading
All regulated markets or equivalent markets on which to Not applicable
the knowledge of the Issuer, notes of the same class of
the Notes to be offered or admitted to trading are
already admitted to trading
Name and address of the entities which have committed Not applicable
themselves to act as intermediaries in secondary
trading, providing liquidity through bid and offer rates
and description of the main terms of their commitment
ADDITIONAL INFORMATION
Rating
The Notes are not rated.
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